2Geher Insurance

[AshG]

2Gether insurance come up trumps today. £110!!!! limited to 5000miles thought it would be more like £250ish so was really surprised.

think i might dump my tintop and drive a roofed kitcar full time lol

[twinturbo]

IS that with no no claims?

Age?

Garaged?

Etc..

[AshG]

yep 0 no claims as I use them on the tin top. alarmed garage, age 26, no convictions.

[twinturbo]

Brillo!!!

TT

[Big Vern]

Unfortunatly if you dump the tin top then your kit car/historic car insurance will jump up by close to £1000!! well that's what happened to me when I tried it.
The kit car insurance is effectively 'piggy backed' on to your tin top. It states Zero ncd but they actually use your current ncd for your main car as the kit car is seen as additional and not being used every day. As soon as the kit car becomes the main car it gets insured as such and the premium goes through the roof.....

[deezee]

Unfortunatly if you dump the tin top then your kit car/historic car insurance will jump up by close to £1000!! well that's what happened to me when I tried it.

Thats never happened with any historic / sports car I've owned. They've always been on a separate policy with a separate company to my daily drive.

[AshG]

yes this is a completely separate policy. they said over the phone i cannot under any circumstances use my tintop ncd.

and just to sweeten it a bit more they have mailed through the policy documents and they have managed to knock another £10 off

so all in that's £100!!

[Tatey]

Lets see how much it will cost me once my car is finished :D, I bet it will be at least 4 times that amount. The joys of being a young driver :rolleyes:

[AshG]

just call them now and they will give you a quote. dont forget to mention locost builders as that will get you an extra few pennies off

[Bonzo]

There's definately some good deals out there if you shop about.

Similar story with my Transit tipper ( Yea I know it isn't a Roadster :D )

Most of the insurers would only accept no claims earnt on a commercial policy :rolleyes:

Gladiator, Mirrored the maximum no claims entitlement being used on my daily driver.

After the first year the renewal notice showed maximum, earnt commercial no claims disscount. :)

This left me free to shop about, I managed to get a Direct line commercial policy with a named driver + unrestricted carrige of own goods & goods associated with my son's roofing buisnes ....... All for the princely sum of £146 TP + F&T
The above is not conditional on me owning another vehicle !!

Shop about folks ;)

[Big Vern]

I'm only quoting what happened to me about 10 years ago!
My old mini marcos couldn't be had on a separate policy unless I accepted zero ncd which at the time made the policy more expensive then the car!
Only way was for the MM added to main car policy. When I decided to get rid of the main car and use the MM as the main car the premium went from £105 addition (fully comp) to £650+ with 60%ncd. No 'kit car' discounts could be offered as the MM had become the main car.

[Bonzo]

I'm only quoting what happened to me about 10 years ago!
My old mini marcos couldn't be had on a separate policy unless I accepted zero ncd which at the time made the policy more expensive then the car!
Only way was for the MM added to main car policy. When I decided to get rid of the main car and use the MM as the main car the premium went from £105 addition (fully comp) to £650+ with 60%ncd. No 'kit car' discounts could be offered as the MM had become the main car.

That's fair do's there Big Verne :cool:

It'll all help in highlighting the pro's & con's of insuring more than one vehicle :)

Often, it's things in the small print that makes the difference between a good policy & a not so good one ;)