Thanks for everyone`s comments, all much appreciated.
What I would say is that VOSA have a dedicated IVA Technical helpline, usually answered by a REALLY helpful & pleasant chap called Mark Vickers, (I think Spud has mentioned him also ), if I had any queries I saved them up `til I had a few then called him, he then explained anything in great detail.
I won`t give the number on here but it is readily available to the public if you enquire with VOSA, it`s well worth it if you are sensible about what you ask him. Dennis.
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