Solid State is much more expensive.
You can pick up USB external enclosures for pennies on ebay, add a couple of 2.5" laptop drives and you have a very slimline solution. My external drive is a few MM larger than the HDD.
It's wise not to trust a hoster, in the SLA (probably very very very deeply hidden) will be a data loss disclaimer.
If your domain uses a database then make sure that is backed up regularly too.
TT
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