Thats not true. If your insurance company cover you 3rd party on another car, not registered in your name, that is for your insurance company to decide. It is not based on whether or not the vehicle is insured in someone elses name. You may receive a notice from an ANPR or, like me, show the police a copy of your insurance cover document.
Obviously you'll have to check the fine print of your fully comp. But no insurance company I've ever dealt with covered me for driving another car, assuming that the registered keeper is fully insured. This is my experiance, and again recommend checking with your insurer, but it might make life a lot easier if you can drive it back yourself.
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