I'm only quoting what happened to me about 10 years ago!
My old mini marcos couldn't be had on a separate policy unless I accepted zero ncd which at the time made the policy more expensive then the car!
Only way was for the MM added to main car policy. When I decided to get rid of the main car and use the MM as the main car the premium went from £105 addition (fully comp) to £650+ with 60%ncd. No 'kit car' discounts could be offered as the MM had become the main car.
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