I had my garage ( attatvhed to my last house ) broken into in 2001.
They nicked over 2k's worth of tools and some parts. The insurance company said " Tools are car accessories, you need to speek to your car insurrer"
To which I responded... "You expect me to drive arround all the time with a welder, grinder, tool chest and all my other tools? It's a Garage, tools go in a garage!" they soon coughed up, with the exception of the car parts.
I came out better off in the end but always felt uneasy afterwards. Moved to a nicer part of town now.
TT
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