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  #1  
Old 10th February 2010, 12:01 PM
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AshG AshG is offline
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Default 2Geher Insurance

2Gether insurance come up trumps today. £110!!!! limited to 5000miles thought it would be more like £250ish so was really surprised.

think i might dump my tintop and drive a roofed kitcar full time lol
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Old 10th February 2010, 12:02 PM
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IS that with no no claims?

Age?

Garaged?

Etc..
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Old 10th February 2010, 12:06 PM
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yep 0 no claims as I use them on the tin top. alarmed garage, age 26, no convictions.
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Old 10th February 2010, 12:19 PM
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Brillo!!!

TT
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Old 10th February 2010, 12:35 PM
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Unfortunatly if you dump the tin top then your kit car/historic car insurance will jump up by close to £1000!! well that's what happened to me when I tried it.
The kit car insurance is effectively 'piggy backed' on to your tin top. It states Zero ncd but they actually use your current ncd for your main car as the kit car is seen as additional and not being used every day. As soon as the kit car becomes the main car it gets insured as such and the premium goes through the roof.....
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Old 10th February 2010, 01:00 PM
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Quote:
Originally Posted by Big Vern View Post
Unfortunatly if you dump the tin top then your kit car/historic car insurance will jump up by close to £1000!! well that's what happened to me when I tried it.
Thats never happened with any historic / sports car I've owned. They've always been on a separate policy with a separate company to my daily drive.
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Old 10th February 2010, 01:35 PM
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yes this is a completely separate policy. they said over the phone i cannot under any circumstances use my tintop ncd.

and just to sweeten it a bit more they have mailed through the policy documents and they have managed to knock another £10 off

so all in that's £100!!
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Old 10th February 2010, 01:37 PM
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Lets see how much it will cost me once my car is finished , I bet it will be at least 4 times that amount. The joys of being a young driver
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Old 10th February 2010, 01:53 PM
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just call them now and they will give you a quote. dont forget to mention locost builders as that will get you an extra few pennies off
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  #10  
Old 10th February 2010, 02:35 PM
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I'm only quoting what happened to me about 10 years ago!
My old mini marcos couldn't be had on a separate policy unless I accepted zero ncd which at the time made the policy more expensive then the car!
Only way was for the MM added to main car policy. When I decided to get rid of the main car and use the MM as the main car the premium went from £105 addition (fully comp) to £650+ with 60%ncd. No 'kit car' discounts could be offered as the MM had become the main car.
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