Not having a go Andy but thats the reason insurance is so high for younger drivers because of the majority of loons giving the minority of good kids a bad name.

First hand knowledge of 17 year old bought BMW 316 i within 3 months crashed and took 4 other cars with him,banned for 12 months for dangerous driving and fined heavily.

No he is not mine,he would never drive again if that was the case.

Now has a Clio sport RS and a coke habit,need I say more !