car insurance for my eldest sprog
 

what ho chaps,
ive just been trying to sort out the boys insurance (we were on a multi car policy).he's been driving for a 1 1/2 years in a 1.2 corsa thats worth about the same as the petrol in it,nice safe little car ,driven by a nerd.
the quotes im getting back are frightening.i want to start him on his own policy but the cost looks to be prohibitive.
£1701.20 from admiral if we pay upfront,£2301.20 if monthly...and thats one of the cheapest
any suggestions gratefully accepted.
he's 19 and has the reflexes of a cat, so how can he be more of a risk than say a 60 yr old man.
at this rate ill never get him to leave home(he eats like a horse).


andy

Its worth trying the insurance in the magazines such as max power etc, they generally have a quote number in the back, or some insurance companies give discounts if they are in a car club.
In my nova days i used these to get my insurance down, but that was then, so i guess prices are similar with inflation.
Have you tried go compare the confused super meerkat .com?
Good Luck

ive been on all the popular comparing sites,none actually offer young driver quotes,looks like its roller skates for now.

andy

Has your lad done Pass Plus ? Direct Line gave my son nearly £400 off when he got his. I would try Direct Line or Collingwood, next try Adrian Flux - stay away from the comparison sites, absolutely useless for young men.

I agree with adrian flux, liverpool victoria used to cater for younger drivers too

Andy, get your self (or even better your wife?) put on his insurance as a named driver. My step son (24) brought a fiesta 1.6 zetec as a first car and had qoutes of £1900-2600 for a car worth £1500. His mum is his named driver and got Admiral down to £1400. Although using the same engine in a roadster from Adrian flux worked out to be £800.

if you want a good laugh ask for a quote on a kitcar
when we was goin round exetershow a guy was toutin for quotes
Tj said ok then
and the bloke choked
he said ..Quote we have just had a claim for an 18yr old in a westfield
that settled for £160,000 you have no chance
whoops.............
cheers les g

I'm 19, i currently have a ford ka, with a mondeo zetec engine fitted (and declared)

I pay £1300 with adrian flux. (1 year no claims)

Hoping i can get the roadster on the same policy when i'm 20 (fairly soon), with another years no claims for not too much more if i'm lucky. :o

i can only suggest changing the car to a classic , if you search on google theres a list of the cheapest cars for a 17 yr old to insure

the good old mini or vw beetles are one of the cheapest to insure and if you approach a classic car company for a quote you wont be too dissapointed

pass plus is pretty much useless nowadays as insurers have stopped recognising it as they say it doesnt make a younger driver safer

or on another note how do you think hed feel about a "little op" girlies get cheaper quotes !

thanks for the replies chaps.
im waiting on adrian flux to call back.
gone are the days when your car was more expensive than your quote.
i had a succession of fast mini's and never couldn't afford the premiums.
im 43 and so get quite low quotes.
on one site we were offered a quote,and this is for a 1.2 corsa breeze(16v)............£8302.00.
the car cost £695.00, is in ok condition and is by no stretch of the imagination a hot hatch,come on give the kids a chance...
their not all raving,drinking,pot smoking nutters.some just need to get to sainsburys for their job and then to the gym to do their personal training coarse....


andy