Haynes Forums  

Go Back   Haynes Forums > Haynes Roadster Forums > General discussion
FAQ Members List Calendar Search Today's Posts Mark Forums Read

Reply
 
Thread Tools Display Modes
  #1  
Old 6th July 2009, 10:49 AM
Tatey's Avatar
Tatey Tatey is offline
Senior Member
 
Join Date: May 2009
Location: Leicester
Posts: 827
Default Donor Car Dilemma

Im currently trying to source a Ford Sierra donor for my build but have so far ran across a few problems.

1 being that because im under the age of 21 i cant get short term car insurance, meaning it limits the distance i can travel to pick up a donor car, as i can get my dad or 1 of my friends parents to pick it up for me, but i cant see them wanting to travel for hours to go and get it. Although i seem to have found one near by me, for £300, it has 6 months tax left on it so i can claim back atleast £70 of that. Making the donor car cost £230, its only done 51,000 miles, its a 1.8 cvh and seems to be in alright nick, and being only a 40 minute drive away its not too far.

The next issue is the one that seems tricky to solve. My friend says i should be able to keep in his field while i strip all of the parts from it, meaning it wont be sat on my drive way, however, im quite stumped as to how id go about scraping the shell of it. I cant seem to find a company near by who will come and pick it up. I know i could cut it up into bits and take it to the scrapheap but that to be seems like a hell of a lot of work and a lot of trips to finally get rid of it, and i dont really know anyone with a large enough van or trailer to do the job. I really dont want to take my friend up on his offer, and to then have the shell of a sierra stuck there for months on end.

I've thought about just buying the individual parts needed but the costs just seem to mount up and up.

Anyone have any ideas?
Reply With Quote
  #2  
Old 6th July 2009, 11:14 AM
Rik178m Rik178m is offline
Senior Member
 
Join Date: Feb 2009
Posts: 121
Default

Quote:
Originally Posted by Tatey View Post
Im currently trying to source a Ford Sierra donor for my build but have so far ran across a few problems.

1 being that because im under the age of 21 i cant get short term car insurance, meaning it limits the distance i can travel to pick up a donor car, as i can get my dad or 1 of my friends parents to pick it up for me, but i cant see them wanting to travel for hours to go and get it. Although i seem to have found one near by me, for £300, it has 6 months tax left on it so i can claim back atleast £70 of that. Making the donor car cost £230, its only done 51,000 miles, its a 1.8 cvh and seems to be in alright nick, and being only a 40 minute drive away its not too far.

The next issue is the one that seems tricky to solve. My friend says i should be able to keep in his field while i strip all of the parts from it, meaning it wont be sat on my drive way, however, im quite stumped as to how id go about scraping the shell of it. I cant seem to find a company near by who will come and pick it up. I know i could cut it up into bits and take it to the scrapheap but that to be seems like a hell of a lot of work and a lot of trips to finally get rid of it, and i dont really know anyone with a large enough van or trailer to do the job. I really dont want to take my friend up on his offer, and to then have the shell of a sierra stuck there for months on end.

I've thought about just buying the individual parts needed but the costs just seem to mount up and up.

Anyone have any ideas?
Buying individual parts would cost alot more. Trailer hire is fairly cheap. Look in the yellow pages for scrap car collection. My local council or breakers come with a hiab and its gone dead easy. You could try and ask the seller to drive the car for you for a fee?
Reply With Quote
  #3  
Old 6th July 2009, 11:28 AM
deezee's Avatar
deezee deezee is offline
Senior Member
 
Join Date: Jan 2009
Location: Wirral
Posts: 744
Default

If you have fully comp insurance you can drive the car. Just put it in someone elses name (family) when you fill in the registered keeper details. Then you can drive it on your fully comp cover. I got a 1.8cvh and it was the ideal donor. I stripped it in a weekend, on my own. Then a gypsy took the shell off me. Result
Reply With Quote
  #4  
Old 6th July 2009, 11:51 AM
Tatey's Avatar
Tatey Tatey is offline
Senior Member
 
Join Date: May 2009
Location: Leicester
Posts: 827
Default

Right i've had a look in my yellow pages and rang quite a few companys. Only one company was prepared to collect, but wanted £85 to do it. Any other ideas?

Also i do have fully comp insurance, but from what i've read you need to be over 25 to get the 3rd party cover.
Reply With Quote
  #5  
Old 6th July 2009, 12:20 PM
jabs jabs is offline
Member
 
Join Date: Apr 2007
Location: Knaresborough, Harrogate
Posts: 59
Default

Quote:
Originally Posted by deezee View Post
If you have fully comp insurance you can drive the car. Just put it in someone elses name (family) when you fill in the registered keeper details.
I think that it has to be insured for you to do that. Doing it the way above it won't be. If the guy your buying it off has it insured then just finalise the sale once you get it home.
Reply With Quote
  #6  
Old 6th July 2009, 01:01 PM
deezee's Avatar
deezee deezee is offline
Senior Member
 
Join Date: Jan 2009
Location: Wirral
Posts: 744
Default

Thats not true. If your insurance company cover you 3rd party on another car, not registered in your name, that is for your insurance company to decide. It is not based on whether or not the vehicle is insured in someone elses name. You may receive a notice from an ANPR or, like me, show the police a copy of your insurance cover document.

Obviously you'll have to check the fine print of your fully comp. But no insurance company I've ever dealt with covered me for driving another car, assuming that the registered keeper is fully insured. This is my experiance, and again recommend checking with your insurer, but it might make life a lot easier if you can drive it back yourself.
Reply With Quote
  #7  
Old 6th July 2009, 01:30 PM
Bonzo's Avatar
Bonzo Bonzo is offline
Senior Member
 
Join Date: Jul 2007
Location: Cornwall
Posts: 3,321
Wink Driving other cars

The best advice I can offer is to contact your insurance company.

They will normally be happy to tell you if you have cover to drive another vehicle.

My own fully comp policy allows the use of any car that is not owned or hired to me.
Stricltly on a third party only basis. ( Saga insurance )

My fully comp commercial policy, provides no cover to drive any other vehicles. ( Direct line )

My 20 year old sons fully comp policy, does not provide cover to drive other vehicles untill he reaches 25

It varies from company to company. If in doubt. Check with you insurer
__________________
I am not a complete idiot...........Some of the parts are missing !!
Ronnie

www.roadster-builders.co.uk
Reply With Quote
Reply


Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT +1. The time now is 05:45 AM.


Powered by vBulletin® Version 3.6.4
Copyright ©2000 - 2024, Jelsoft Enterprises Ltd.